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Private Student Loans

 

Students who do not qualify for federal student aid or who need additional funds beyond what federal student aid can provide have the option of applying for a private (or non-federal) student loan. Private student loans are generally more expensive and therefore should only be considered if absolutely necessary.

 

ELMSelect is a comparison tool for private student loan research and can be used as a starting point for finding a lender. Please note that students are free to use any lender that best fits their needs. 


 
Click here to visit ELMSelect
 

 

In most cases,  the student applicant's credit (and their co-signer's credit, if applicable) must be approved by the lender. Students should be prepared provide any documentation requested by the private student loan lender and follow the application procedure that is specific to that loan. 

 

In addition, the student must be in good academic standing as defined by the University Registrar Office. The eligible loan amount can be not be greater than the Cost of Attendance minus all other aid received for each term.